Construction Finance Made Simple

Loans Built for
Builders & Contractors

From home construction to equipment finance — get flexible loans tailored for the construction industry. Fast approval, competitive rates, no hassle.

Fast approval in 2–5 days
Secure & transparent
No hidden charges

$500K

Max Loan Amount

8.5%

Starting Rate p.a.

5 Types

Loan Products

20 Yrs

Max Tenure

Choose Your Loan Type

Purpose-built loan products for every stage of your construction journey.

Home Construction

Finance your new home construction project from foundation to finish.

  • Up to $500K
  • Up to 20 years
  • From 8.5% p.a.
  • Quick approval

Renovation Loan

Upgrade and renovate your existing property with flexible financing.

  • Up to $200K
  • Up to 10 years
  • From 9.5% p.a.
  • Flexible repayment

Equipment Finance

Purchase or lease construction equipment and machinery.

  • Up to $300K
  • Up to 7 years
  • From 10% p.a.
  • Asset-backed

Working Capital

Keep your construction projects running with working capital loans.

  • Up to $150K
  • Up to 3 years
  • From 11% p.a.
  • Fast disbursement

Personal Loan

Flexible personal loans for contractors and construction professionals.

  • Up to $50K
  • Up to 5 years
  • From 12% p.a.
  • No collateral

How It Works

Get your loan in 4 simple steps

01

Create Account

Sign up or log in to your Biddaro account to get started.

02

Choose Loan

Select the loan type that best fits your project needs.

03

Apply Online

Fill out the application form with your project and income details.

04

Get Funded

Receive a decision in 2–5 days and funds in your account.

Calculate Your EMI

Use our calculator to plan your monthly repayments

EMI Calculator

Estimate your monthly payments

$100,000
$5K$500K
10% p.a.
6%24%
60 months
6 mo20 yr

Monthly EMI

$2,125

per month

Total Interest

$27,482

Total Payable

$127,482

Why Choose Biddaro Loans?

Fast Processing

Applications reviewed within 2–5 business days with minimal paperwork.

Secure & Trusted

Your data is fully protected and we partner only with verified lenders.

Competitive Rates

Starting from 8.5% p.a. — among the best rates for construction finance.

No Hidden Fees

Full transparency on all charges before you sign anything.

Industry Experts

Our team understands construction finance inside out.

Frequently Asked Questions

Everything you need to know about Biddaro Loans

Ready to Fund Your Next Project?

Join thousands of contractors who trust Biddaro for their construction finance needs.